Bankruptcy A Fresh Start. A New Outlook.

Houston Bankruptcy Lawyers

Long-Term Financial Relief Is a Phone Call Away: (713) 766-0333

Are you currently suffering with the financial burden of debt? Are you struggling to make ends meet? For millions of Americans, it can almost feel as though there is no possible way to come out from under a mountain of debt. Fortunately, the Houston bankruptcy attorneys at Payne & Associates have solutions that may help protect your financial interests for the long-term.

Though you may think you are alone in your current struggle, the reality remains that millions of Americans have experienced everything from financial hardship to defaulting on a mortgage. For many of these individuals, filing for bankruptcy has allowed struggling consumers to finally shed their debts once and for all – and has allowed consumers to finally start living life with financial freedom.

Our Houston bankruptcy lawyers can assist with a number of consumer bankruptcy issues, including:

If you are considering filing for bankruptcy or want to learn if bankruptcy is right for you, call Payne & Associates, PC today at (713) 766-0333.

Why Clients Are Choosing Our Firm

Since our firm’s inception, we have always believed in valuing the rights and interests of our clients first. This client-focused approach to legal representation continues to separate our firm from the competition. As a family-owned and operated law office, we value the reputation we have cultivated over the years and continue to shape our processes and procedures around this tradition of excellence.

Additionally, we offer clients:

  • More than 15 years of successful bankruptcy filings
  • Risk-free, initial case consultations
  • Easy payment plans and flexible payment options
  • Cost-effective solutions
  • Personal attention from an attorney who is directly involved in your case from start to finish
  • Friendly, approachable, and communicative legal counsel from an entire team

Family-Owned & Operated Firm Committed to You

Though it may feel like there is no end in sight, we do encourage you to speak with our compassionate team as soon as possible. With the help of our qualified Houston bankruptcy attorneys, you could have access to the resources, support, and guidance you need to regain your financial footing. Because we recognize that no two cases are alike, we can create a customized solution which is designed with your short and long term interests in mind.

Light at the end of the tunnel is near! Learn more about your potential debt-relief options by calling (713) 766-0333 or requesting your FREE consultation now.

Our 3-Step Process

Designed for Your Specific Needs
  • 1. Rebuild Your Credit Score - Fast

    Most attorneys simply look at the immediate effects of a bankruptcy. Not us. We go the extra step and make sure a bankruptcy filing benefits our clients for the long-run. This means we are there to help our clients completely rebuild their lives and their credit scores as fast as possible.

  • 2. Monitor Your Credit After Discharge

    Your relationship with Payne & Associates does not end after a discharge of debt! Even in the months following a discharge, we carefully monitor your credit and how creditors are dealing with your discharge. In some instances, creditors will not remove everything, but we make sure these violations do not occur or impact your score.

  • 3. Ready to Defend Your Discharge, If Needed

    Because we are constantly and proactively looking out for our clients, we stand at the ready to defend your discharge and take action to remove any erroneous information, if necessary. Because we are understanding of the financial pressure you may be under, we will add these services for the same price as a traditional bankruptcy filing.