Litigation A Fresh Start. A New Outlook.

Houston Bankruptcy Litigation Attorneys

Need Help in Court? Call (713) 766-0333

Filing for bankruptcy is not an easy process. It is difficult to admit that you are having financial trouble, and even more difficult to rebuild your life following the discharge. At Payne & Associates our Houston bankruptcy lawyers do everything we can to make the process as stress-free as possible for our clients.

Discuss your options for financial freedom by calling a Houston bankruptcy attorney at Payne & Associates at (713) 766-0333.

When Is Litigation Necessary?

Even after the most successful bankruptcy filings, some creditors will contest the discharge of your debts. At that point, it is critical that you work with an experienced attorney to get your past history fully removed from your credit report so you can get on with your new life.

Creditors may seek litigation if they:

  • Believe that assets were hidden when filing bankruptcy
  • Suspect fraudulent behavior
  • Believe that debt was intentionally accumulated during a divorce

While these things may or may not be true, they can be difficult to contest. If a creditor tries to collect from one of our clients after the debts have been discharged in a bankruptcy filing, our lawyers will file a countersuit at no additional cost to our client. We believe that it is our job to see you through your bankruptcy case from the moment you retain us to any post-trial actions.

How Can a Lawyer Help Me?

Even with a Houston bankruptcy attorney, going to court can be stressful for both you and your family. In order to avoid trial, call our firm to speak with a reliable and experienced attorney as soon as you decide to file for bankruptcy. We can help explain every aspect of your case, and can also work to help keep you out of the courtroom in the future.

We are here to help you every step of the way. Call the Houston bankruptcy attorneys at Payne & Associates at (713) 766-0333 today for a free case evaluation.

Our 3-Step Process

Designed for Your Specific Needs
  • 1. Rebuild Your Credit Score - Fast

    Most attorneys simply look at the immediate effects of a bankruptcy. Not us. We go the extra step and make sure a bankruptcy filing benefits our clients for the long-run. This means we are there to help our clients completely rebuild their lives and their credit scores as fast as possible.

  • 2. Monitor Your Credit After Discharge

    Your relationship with Payne & Associates does not end after a discharge of debt! Even in the months following a discharge, we carefully monitor your credit and how creditors are dealing with your discharge. In some instances, creditors will not remove everything, but we make sure these violations do not occur or impact your score.

  • 3. Ready to Defend Your Discharge, If Needed

    Because we are constantly and proactively looking out for our clients, we stand at the ready to defend your discharge and take action to remove any erroneous information, if necessary. Because we are understanding of the financial pressure you may be under, we will add these services for the same price as a traditional bankruptcy filing.